How do appraisers determine the value of diamond rings?
The assessment of a diamond ring is usually made by a jeweler who qualifies for diamonds.What is a jewelry appraisal? What is a jewelry appraisal?
To determine the value of the jewelry, the appraiser pushes off the possible value of the stone and the ring itself, including all its metal parts.
Let’s take a look at how the jewelry valuation process works, when you should evaluate them, and how you should choose an appraiser.
Valuation is simply a determination of the value of your jewelry.
This service is usually provided by professional appraisers who issue a document confirming how much the product costs and the details of how its cost was established.
How is the value of a diamond ring set?
How to evaluate the value of a diamond in a ring? A diamond ring usually consists of one or more diamonds and a metal case. The appraiser sets the value of each of these elements separately.
For example, it determines the quality of the stones and assesses how much they cost. The appraiser also looks at the metal and purity of the ring, and declares the value based on this information.
How to evaluate the value of a diamond in a ring?
The value and value of diamonds depends on their quality. The main characteristics of a diamond are: color, clarity, cut and mass in carats. Therefore, to evaluate any diamond, you need to make an analysis of these four parameters.
What characteristics and parameters are used when evaluating diamond rings
Brilliant color, cut and clarity can be classified using the established GIA certification system (Gemological Institute of America).
– Evaluation of the color of the diamond.
To determine the color of a stone, the jeweler compares it with the scale of possible colors. The more transparent the stone, without different shades, the higher its value.
Diamonds with shades of yellow are classified as inferior stones. And the more saturated the color, the less valuable the stone.
Stones with subtle shades are considered high quality.
– Evaluation of diamond purity.
Appraisers determine the level of clarity of diamonds, based on the natural flaws of the stone and the presence of inclusions inside and outside. The smaller the blotches and the smaller they are, the higher the quality of the diamond.
To do this, use a magnifying glass with a tenfold increase. The lowest quality is possessed by diamonds, which have defects and blotches visible to the naked eye.
Such stones are less valuable and their cost is lower.
– Evaluation of diamond cut.
The quality of the brilliant cut is determined by measuring the proportions of the faces and their ratio with the ideal on the scale of standards for different types of cut. The closer the cut to the ideal, the better the brilliance and brilliance of the diamond.
Other physical characteristics are: the width of the site (the main visible face of the stone), the total depth of the diamond, the brilliance, the symmetry of its faces, the thickness of the belt of the stone (the widest point that surrounds the stone) and the size of the culet (the lower part of the stone, the sharp edge).
The closer the proportions to the standard, the better is the quality of the cut diamond. In addition, the popularity of different types of cut should be considered.
For example, the most preferred is a round cut, so these diamonds are more expensive than other types. That is, with the same characteristics of the stone, the type of cut can significantly affect the price.
– The mass of diamond in carats and its value.
The weight of a carat is simply the mass of a diamond, expressed in carats. One carat is 200 mg or 0.2 g. Relations between carat and value are proportional – large diamonds are more valuable than small ones. How to determine the value of a ring?
For example, a diamond weighing 2 carats will be more than 2 times more expensive than a stone with 1 carat. With all the other characteristics of these two stones being the same.
The reason for such a multiple increase in price is that the larger the diamond, the less it is found in nature.
As a result of the analysis of all parameters (mass, cut, clarity and color) a conclusion will be given which determines the value of the diamond. The cost of the stone can vary, depending on the market price.
Another value is influenced by which stone will be evaluated: a diamond by itself or in a frame. Rim-mounted diamonds are not always well considered.
The frame may hide some defects of the stone and therefore the assessment will not be accurate. For example, a yellow gold frame may give a stone a yellow tint that will distort its natural color.
A well-chosen frame, on the other hand, can hide some flaws and blotches, visually increasing the purity of the diamond.
In addition, the mass in carats will not be estimated accurately, based on the approximate parameters of the stone. Thus, the evaluation of a single diamond that is not installed in the product will be more accurate.
How to determine the value of the ring?
The value of the ring, without gems, is determined by taking into account the market value of the metals that comprise it.